In today's challenging financing world and real estate market, you must make sure you are working with the right professional and possess the right equation to reach a successful conclusion to your real estate transactions. Whether it be enhancing your credit scores, refinancing, or buying a new home, these main elements remain the same.
I can't overemphasize the importance of credit to this equation. Your credit is the foundation on which everything else is built. Have a poor foundation of credit, and your transaction ...your finances become fragile or crumble completely.
Intelligent credit design is all important, so seeking the assistance and guidance to establish or improve it makes good sense. Getting your credit run at minimum, once per year (whether seeking financing or not) is wise. Together, you and I will examine the results found within your report and make sure that it reflects your credit status correctly. We'll also see that there are no errors contained within your report. If errors are found, I will help you address them. If improvements are needed, we will work together to accomplish them. Good professional direction and advice will prove key to your advancement.
As you are probably aware, home values can be somewhat elusive right now. But through my services at Chicago Bancorp, I maintain more control of the appraisal process and "turn times" ... meaning the completed appraisals are delivered in a more timely manner than competitors'. This can be a very favorable advantage for you, for a transaction, and closing date.
It is vital to have an experienced mortgage professional on your side. Rules and regulations are changing quickly and often. Now is not the time to work with an unknown or novice lender. Trust your financing to someone that has proven that they work hard to represent your best interests and deliver your transaction to a successful conclusion. I have done that ...
Do not hesitate any longer. Contact me so we can check your credit ... make sure it's a true representation of your finance history ... and work towards the highest credit scores possible for you.
Do it today ... gene@chicagobancorp.com - or - http://www.genemundt.com/Talk-to-Me-.html
Gene
Gene Mundt, Sr. Vice President
Personal NMLS #216987
The Federal Savings Bank
1823 Centre Point Circle, Naperville, IL 60563
Skype! 630-219-1316
Gene, Wow, I am a Director...and some of my movies (loans) are up for the Academy Award...(she takes a bow and thanks the Academy and 3rd grade teacher........LOL). I like this presentation! I am just bummed that they need income and a job too. It just ain't fair!!!
Gene, thanks for writing a great, informative post!
Deborah: I'd LOVE to see your movie(s) Deborah! I can only imagine!! Maybe this was somewhat of a simplification ... but it gets the point across. Now ... go accept your statue ...
Damon: Thanks for the kind words. I hope it gets the important message regarding credit .. and its upkeep ... across to potential buyers and homeowners.
Gene
I love your simplification! All you needed was the first equation! Great post, Gene!
Dagny: You're as kind as ever! Makes it sound pretty simple, doesn't it?
Gene
Gene, nice information for (especially) first-time buyers. And your graphics are perfect! I hope many potential buyers get the message, pick up the phone, and call you.
Lottie: Thank you! I'm hoping it helps too ... and gets the message across clearly. Hope all is well with you and you're busier each day! Take care, Lottie ..
Gene
Hi Gene -- This post cannot be overemphasized. I counsel buyers when I first start working with them that choosing the right people for all the pieces of the puzzle is paramount, critical and I follow it up with real-life examples of how and why things can go wrong and the consequences of those decisions. I couldn't agree with you more!
Chris: Thank you for your support regarding the blog. It's greatly appreciated. I like that you give them the examples to prove your point. They have too much on the line to not listen to you ...
Good to see you again ... Hope all is well ...
Gene