Gene Mundt - Let's Talk Mortgages & Real Estate! : Illinois: New Lenox

         Hope to hear from you soon!

     Yesterday, in Part 1 of this post, I spoke of a first-time home buyer facing the dilemma of having to "adjust" her purchase offer on a home or walk away from the transaction.  This home buyer found herself in this predicament because appraisers (and yes, I said plural) would not "adjust" their evaluation for the home.

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     Nothing says fall like football ... 

     And the Lincoln-Way Community School District provides plenty of great opportunities to watch top-notch gridiron action.

     Now consisting of 4 superb schools, the LIncoln-Way School District offers a full fall schedule of exciting football games and half-time entertainment for area residents to enjoy.

     Below you will find the Varsity football schedules for each of the 4 Lincoln-Way high schools.  Whether a Lincoln-Way Knight, Phoenix, Griffin, or Warrior fan ... I hope you take the opportunity to support your Lincoln-Way athletes and musicians this fall and throughout the entire year.

     Best of luck to all the athletes, coaches, musicians, directors, and parents ... 

 

Lincoln-Way Central Knights – 2011 Varsity Football Schedule

9/2/2011            Fri            vs. Thornridge                         H           7:30 PM                   Stadium

9/9/2011            Fri            vs. Homewood Flossmoor        H           7:30 PM                    Stadium

9/16/2011          Fri            vs. Sandburg                           A           7:15 PM                   Sandburg

9/23/2011          Fri            vs. Lockport                            H           7:30 PM                    Stadium

10/1/2011          Sat           vs. Joliet West                         A           1:00 PM                   Joliet West

10/7/2011          Fri            vs. Lincoln-Way East                H           7:30 PM                   Stadium

10/14/2011        Fri            vs. Bolingbrook                        H           7:30 PM                   Stadium

10/22/2011        Sat           vs. Joliet Central                      A           1:00 PM                  Joliet Central

* 10/28/2011      Fri            vs. IHSA Playoff Round 1         TBA          TBA        

* 11/4/2011        Fri            vs. IHSA Playoff Round 2         TBA         TBA        

* 11/11/2011      Fri            vs. IHSA Playoff Round 3         TBA          TBA        

* 11/18/2011      Fri            vs. IHSA Semi-FInals               TBA          TBA        

   11/26/2011     Sat           vs. IHSA State Championship    A             TBA                       University of Illinois - Memorial Stadium

 

Lincoln-Way East Griffins – 2011 Varsity Football Schedule

9/2/2011           Fri            vs. Dunbar                              H           7:30 PM                   Stadium

9/9/2011           Fri            vs. Lockport                             H          7:30 PM                   Stadium

9/16/2011         Fri            vs. Homewood-Flossmoor        A           7:30 PM   

9/23/2011         Fri            vs. Sandburg                           H           7:30 PM                  Stadium

9/30/2011         Fri            vs. Bolingbrook                        A           7:30 PM   

10/7/2011         Fri            vs. Lincoln-Way Central           A          7:30 PM  

10/14/2011       Fri            vs. Joliet Central                     H           7:30 PM                   Stadium

10/22/2011       Sat           vs. Joliet West                         A          12:00 PM                  Klootwyk Stadium-West

* 10/29/2011    Sat           vs. Playoff Game #1 - Playoff Game #1   TBA                        TBA        

* 11/5/2011      Sat           vs. Playoff Game #2 - Playoff Game #2   TBA                        TBA         

* 11/12/2011    Sat           vs. Playoff Quarter FInals - Playoff Quarter Finals TBA           TBA        

* 11/19/2011    Sat           vs. Playoff Semi Finals - Playoff Semi Finals          TBA            TBA        

* 11/26/2011    Sat           vs. State FInals - State Finals                 TBA                         TBA        

 

Lincoln-Way North Phoenix – 2011 Varsity Football Schedule

 

9/2/2011          Fri            vs. Hillcrest (Staff Appreciation Night) H     7:00 PM                Stadium

9/3/2011          Sat           vs. Minooka - JV Level              H            9:00 AM                Stadium

9/10/2011        Sat           vs. Thornwood                         A            1:00 PM                Thornwood

9/16/2011        Fri            vs. Thornton (Summit Hill Band Nite)H   7:00 PM                  Stadium

9/17/2011        Sat           vs. Lockport - JV Level              H            9:00 AM                West Field

9/18/2011        Sun          vs. Homecoming Parade           H            1:00 PM                Homecoming Parade

9/23/2011        Fri            vs. Lincoln-Way West (Homecoming)H     7:00 PM                Stadium

9/30/2011        Fri            vs. Bradley-Bourbonnais           A             7:30 PM               Bradley-Bourbonnais

10/8/2011        Sat           vs. Thornridge                          A             1:00 PM               Thornridge

10/14/2011      Fri            vs. Andrew (Sr. Nite Ceremony)  H            7:00 PM                Stadium

10/21/2011      Fri            vs. Stagg                                A              7:00 PM                Stagg

10/28/2011      Fri            vs. IHSA Playoffs - 1st Round   TBA         TBD                        TBD

11/4/2011        Fri            vs. IHSA Playoffs - 2nd Round  TBA         TBD                        TBD

11/12/2011      Sat           vs. IHSA Quarter Final             TBA         TBD                         TBD

11/17/2011      Thu          vs. Fall Awards Ceremony        H             7:00 PM                   Auditorium

11/19/2011      Sat           vs. IHSA Semi-Final                TBA          TBD                         TBD

11/26/2011      Sat           vs. IHSA State Final                A              TBD                        University of Illinois

 

Lincoln-Way West Warriors – 2011 Varsity Football Schedule

 

9/2/2011         Fri            vs. Crete-Monee                     H              7:30 PM                  Stadium

9/10/2011       Sat           vs. Thornridge                        A              1:00 PM                  Thornridge

9/16/2011       Fri            vs. Andrew                             H              7:30 PM                  Stadium

9/23/2011       Fri            vs. Lincoln-Way North             A              7:00 PM                  Lincoln-Way North

9/30/2011       Fri            vs. Thornton                          H              7:30 PM                   Stadium

10/7/2011       Fri            vs. Stagg                               A              7:00 PM                   Stagg

10/15/2011     Sat           vs. Thornwood                       A              1:00 PM                  Thornwood

10/21/2011     Fri            vs. Bradley-Bourbonnais         H              7:30 PM                  Stadium

* 11/11/2011  Fri            vs. IHSA Quarterfinals            A               TBA                         IHSA Quarterfinals

* 11/18/2011  Fri            vs. IHSA Semifinals                A               TBA                         IHSA Semifinals

11/26/2011     Sat           vs. IHSA State Finals              A               TBA                        IHSA State Finals

  

  

     *  If looking to buy a home, or if in need of credit and mortgage services in the Lincoln-Way Community High School District/Chicagoland area, please contact me.  I have over 35 years of expertise and experience with which to help you.   You can contact me at:        Direct:  815.277.4036             Cell/Text:  708.921.6331     Email:  gene@chicagobancorp.com     Website:  www.genemundt.com.         Skype:  630.219.1316  

     I look forward to hearing from you!

 

 

 

 

                          My best Summer crop?  It's Also Good News!
 
                 Potential Home Buyers with Newly-Approvable Credit ...
 
    
     While going over my databases this last weekend, I unearthed exciting news not only for myself, but for my referral partners too.  I've been tracking the progress of many clients that were in a specific category of potential home buyer ... that being the "near miss" credit category.
 
     What's a "near miss"?
 
     When they first contacted me for mortgage information, these potential homeowners were close to being able to buy a home. They were on the target for loan-approvable credit, but just not a "bullseye" yet. 
 
     So while some others, perhaps more immediately credit-worthy future home buyers, were eyeing-up the market ... playing the waiting game ... hoping that prices would drop further ... playing Russian-roulette with interest rates ... these "near miss" buying hopefuls were making pro-active strides to get their credit spruced-up and raise their credit scores.
 
      How were they accomplishing this?
 
     Together, their representing agents or attorneys and I "planted" seeds.  The seeds were their "near miss" home buying clients that needed just a bit of water, some close attention, and the right "fertilizer" to blossom into credit-worthy and credit-approvable home buyers.  The fertile ground we planted them in?  My New Leaf credit-improvement program.
 
      And this New Leaf program is reaping very positive results, as evidenced by my database stats and review this weekend.  I have FHA home buyers that, after entering the New Leaf program, have jumped their mid-credit scores above 640, simply by opening up a secured credit card, utilizing and making the correct payments, and following the guidelines set down for them.
 
      USDA hopefuls (in the Chicagoland collar counties) have performed much the same and now have approvable 620 or greater middle credit scores as well.  I find that very exciting!  It proves that with the right direction and assistance people CAN and WILL improve their financial standing and improve their credit scores.
 
     Other proof of "near miss" buyers making vital improvements were evidenced while I reviewed my databases. And just as predicted, their improvements in credit scores had happened the very next month after initiating the New Leaf program.
 
     Proof of their success?  They had Pre-Approval Letters in hand and are now actively searching for a home with an agent.  Many of these newly-active approvable home buyers once assumed that their credit would prevent them from seeking a new home for at least a year.  They mentally had put their dreams on hold.  But as evidenced by the information and statistics in front of me, that assumption was (happily) wrong.
 
     So I strongly suggest ...  If someone hoping to buy a home at any point in the future, but facing credit issues ... contact me.  If an agent or attorney working with someone presently in that financial situation, contact me.
 
     "Near misses" can be cultivated into viable, ACTIVE home buyers with the proper attention, care, and  "fertilizer".  I will provide all of those vital ingredients and guide and assist "near miss" home buyers through my Chicago Bancorp New Leaf credit-improvement program. 
      
     "Near misses" can become a "bumper crop" of successful home buyers ...
 
 
     *  Please contact me today should you have any questions regarding mortgages, credit, credit-repair, mortgage service, or my New Leaf credit-improvement program.  I'll be happy to answer your questions and provide the service and guidance you need.   I can be reached at:   Direct:  815.277.4036  
Cell/Text:  708.921.6331     Email: gene@chicagobancorp.com
Skype:  630.219.1316   Website: http://www.genemundt.com   For a NO Cost No Oblilgation Mortgage Consultation: http://www.genemundt.com/Mortgage-Consultation.html