Here's an important message that definitely bears repeating ...
If you ever hope to enter the home buying market ... there is no better time than NOW to start the buying process!
And whether you're hoping to buy within 6 months or 6 years down the road, the following statement is true. The first steps you take towards purchasing your home will be the same. Those steps will begin with credit. It's also true, that your processing and preparation for Closing Day will end with credit also.
What does that mean?
It means that ... Your Mortgage Professional will begin your journey to a home purchase by pulling your credit report. It is now common practice that they will do so once again just prior to your actual Closing date when within the actual buying process.
Why?
Royal trumpeters please ...
CREDIT IS KING ...
This being the case, all future buyers (remember, whether buying now or later) need to seek an up-to-date accounting of their current credit scores and financial standing as soon as possible. The further out from your buying experience, the better.
Simply put, this action affords you more time to rectify or improve your credit scores before you navigate the home buying course, should those actions be needed. The best and most financial options are available to those that have good credit scores ... and nowdays, the kingdom is awarded to those with good credit only.
Through Chicago Bancorp's services, I can help you accomplish becoming King of your Castle (or Queen, of course). Again, that's whether you're hoping to buy right now ... or somewhere down the line.
CREDIT IS KING!
BUT IT'S ALSO KEY TO ROYAL CREDIT STATUS!
- Minimum scores dictate whether qualification is even remotely possible
- Credit is key to many of the underwriting conditions for Approval for a home loan
- Credit is key to the number of financing program options available to you during a purchase
- Credit is key to the insurance rates you receive for homeowners insurance
- Credit is key to the interest rate options available to you during your home buying
- Credit is key to whether you have purchasing power for needed items within your home once closed
- Credit is key to etc. etc. etc. ... and etc. ...
With so many of life's important possibilities, financing options, and cost-savings hinging on your credit score ... can you really afford to bypass the opportunity to work with me on your credit/FICO scores?
SUCCESS IS ATTAINABLE ...
If you're EVER hoping to buy a home ... If you're hoping to SAVE yourself money ... If you desire more CONTROL over your finances and financial future ...
- NOW is the time to act.
- NOW is the time to write, text, email, stop by my office, or call me for assistance.
- NOW is better than later.
- Take action NOW.
CONTACT ME, Gene Mundt, at Chicago Bancorp: 815.277.4036. Text/call me on my Cell at: 708.921.6331. Email me at: gene@chicagobancorp.com. Reach me through my website: http://genemundt.com. Stop by my office at: 1555 Naperville/Wheaton Road, Naperville, IL ... or 129 Capista Drive, Shorewood, IL ... or downtown Chicago location, available for the convenience of those residing within the City.
Become KING (or Queen) of your credit and castle ... not the Court Jester. Your royal credit status awaits ...
No matter your location ... no matter when you intend to buy ... GET STARTED NOW!
Gene Mundt, Sr. Vice President
Personal NMLS #216987
Chicago Bancorp NMLS # 63483
1823 Centre Point Circle, Naperville, IL 60563
Now on Skype! 630-219-1316
