The Channel you have requested is no longer available.

Choosing Your Neighborhood When You Buy

  Choosing Your Neighborhood When You Buy    

 

     Not too long ago, my wife received a call from one of our neighbors.  The neighbor was asking Marilyn to come over immediately, as she had cut herself and needed help. 

 

     She wanted to know first though ... could Marilyn see blood, apply a butterfly, and not pass out?  My wife could, so she ran over and assisted.

 

     This incident got me thinking.  Neighbors ... and neighborhoods  are important. They can determine (to a large extent) the quality of our lives.  In small and big ways ... and as we found out, even in some very unexpected ways.

 

     Our family has always been blessed with great neighbors in each of the homes we've owned.  In fact, when we lived in our first home in Mokena, we, and each surrounding neighbor, jokingly said if one of us moved, we all did.  

 

     There was a real bond forged between us there.  We each realized how fortunate we were to have each other ... and what a unique and wonderful blend of neighbors we were.  

     

     Although each family eventually went their own way, the sentiment we held during that time is strong proof ...

 

     The act of choosing a home shouldn't be taken lightly. The criteria used to make a choice of neighborhood needs to go way beyond that of home design and price. 

 

     The old adage regarding the choice of a home remains true for so many reasons:  It's still ... location, location, location.

 

     So what criteria regarding a neighborhood should be sought and considered prior to signing a Contract on a home purchase? 

 

     I think the answer lies in what you as a Buyer considers personally important to the quality of your life.  What you depend on most.  

 

     Consider:  What location best suits and supports your lifestyle?  What will your proximity be to the business services you use most often?  How close or accessible will you be to all those things that matter most? 

    

     What else might be considered?

  •   Parks  
  •   Grocery/Shopping
  •   Libraries
  •   Doctors/Hospitals
  •   Schools/School Districts
  •   Churches
  •   Ages of neighborhood population
  •   Transportation/Commuting/Proximity to commuting/highways
  •   Proximity to their employment
  •   Taxing bodies/Taxes
  •   Restaurants Entertainment/Activities/Theaters
  •   Community Comprehensive Planning (something too often overlooked)
  •   Community Services - Police, Fire, Water, Sewer, etc.
  •   Location within the neighborhood, i.e. corner lot, busy streets, surrounding properties
  •   Crime rates
  •   Population/Density
  •   Noise Levels of Area
  •   Odors or Air Contaminants
  •   More ...

 

     Now my wife will tell you, there are pros and cons to living with a LO that was also a Real Estate Appraiser.  

 

     After our boys were gone and out on their own, we decided to downsize from our family's large home.  We looked way beyond any potential new purchase's appearance and price point.  Marilyn will confirm, there was a long list of items considered with each potential prospect.       

 

     Our plans then (and still are) to remain in our new home for the long term.  But future circumstances could always arise to change that.  

 

     Life can be surprising and a bit fickle.  All Buyers should keep that fact in mind.  View each potential purchase with a future Seller's eye.

      

     Also remember: You're not just buying a house. You're buying a neighborhood  too.  

 

     Hopefully, a neighborhood filled with neighbors so caring that they can be called upon in a moment's notice to offer a cup of sugar ... or help to place a butterfly on a friendly hand after an emergency ...        

 


     *  Receive neighborly mortgage advice and service when buying your new home in the perfect Chicagoland, IL, or Wisconsin neighborhood.  (Or Refinancing).  Contact me today!

     I can be easily found at:

Direct:  815.524.2280

Cell/Text:  708.921.6331

gmundt@goapmc.com

www.genemundt.com

      eFax:  1.815.524.2281     

 

 

 

 

 

 

 

  

 Twitter Account of Gene Mundt, Mortgage Lender   LinkedIn Account of Gene Mundt, Mortgage Lender   Facebook Acct. of Gene Mundt, Mortgage Lender   Pinterest Acct. of Gene Mundt, Mortgage Lender   

 Trulia Acct. of Gene Mundt, Mortgage Lender   Zillow Acct. of Gene Mundt, Mortgage Lender     Gene's Chicagoland Blog/Gene Mundt, Mortgage Lender  

    

 

Gene Mundt

Mortgage Originator  -  NMLS #216987    

IL Lic. #0006220  -  WI License

American Portfolio Mortgage Corp.

NMLS #175656

                                                                    

 

Gene Mundt, Mortgage Originator,  37+ years of #mortgage experience, will offer you exemplary mortgage service and advice when seeking:  #Conventional, #FHA, #VA, #Jumbo, #USDA, and Portfolio Loans in #Chicago and the greater Chicagoland region, including:  The #Lincoln-Way Area, #Will County, (#New Lenox, #Frankfort, #Mokena, #Manhattan, #Joliet, #Shorewood, #Crest Hill, #Plainfield, #Bolingbrook, #Romeoville, #Naperville, #Wilmington, #Peotone, etc.), #DuPage County, the City of Chicago, #Cook County, and elsewhere within IL and Wisconsin. 

Contact Gene Mundt, Mortgage Originator Today!

 

Your Referrals are Greatly Appreciated!

Email Me .. to be added to my Bi-Weekly Mortgage & Real Estate Newsletter

Choosing Your Neighborhood When You Buy
share
Choosing Your Neighborhood When You Buy Not too long ago, my wife received a call from o ne of our neighbors. The neighbor was asking Marilyn to come over immediately, as she had cut herself and needed help. She wanted to… more
Can I Sell and Buy a Home at the Same Time? What You Need to Know
share
Can I Sell and Buy a Home at the Same Time? What You Need to Know Back in the late 70's when I started in mortgages, it was fairly commonplace to have "domino" closings take place… more
How Prepared are You?
share
How Prepared are You? The question above is a timely one. Why? We're entering Tornado Season again in the Chicagoland area.. Did you know.. In an average year, 1200 tornadoes are reported? That a tornado has the capability… more
Mortgage Change With Real Impact: FHA to Loosen Standard Regarding…
share
Mortgage Change With Real Impact: FHA to Loosen Standard Regarding Student Loans In recent months, it appears that mortgage lending practices are trending in favor of Borrowers.. This is great news after years of… more
Beyond Down Payment: What Will My Mortgage Closing Costs Be?
share
Beyond Down Payment: What Will My Mortgage Closing Costs Be? When I first speak with new mortgage clients … especially those that are first-time home buyers … there's often a bit of confusion regarding what costs will be involved in the… more
"How Long Will My Chicagoland Mortgage Closing Take? "
share
"How Long Will My Chicagoland Mortgage Closing Take? " You have found the home of your dreams.. The documentation and underwriting requirements for your mortgage have been met. You've finally heard the sweet… more
There's No 'I' in Mortgage
share
There's No 'I' in Mortgage I have a confession.. I am a "Sportsaholic". Anyone that knows me knows that to be true. Especially my wife. Name the sport. I probably watch it or follow the outcome of its… more
"Manhattan Irish Fest" - 2016. March 4th & 5th -…
share
"Manhattan Irish Fest" - 2016 March 4th & 5th - Manhattan, IL Manhattan, IL is the place I'm proud to call home. Manhattan's located smack in the heart of Will County IL … and is a town proud of its deep Irish roots. .. more
Applying for a Mortgage Soon? Don't Dispute that Account
share
Applying for a Mortgage Soon? Don't Dispute that Account Sounds counterintuitive, I'm sure.. But until you've talked to me (or your own local Mortgage Originator ), don't even think about disputing an account found on your Credit… more
How Thick Will the Icing Be on YOUR Mortgage Cake?
share
How Thick Will the Icing Be on YOUR Mortgage Cake? I write mortgage and real estate-related blogs. But I READ a lot of mortgage/real estate blogs too.. and the subsequent comments made to them. Often, another blogger's post or a… more