Sometimes the Message IS Obvious and the Time to Buy IS Right ...

 

     In a recent blog, "My Best Summer Crop?  Potential Home Buyers with Newly-Approvable Credit", I wrote ...

     "So while some others, perhaps more immediately credit-worthy future home buyers, were eyeing-up the market ... playing the waiting game ... hoping that prices would drop further ... playing Russian-roulette with interest rates ... these "near miss" buying hopefuls were making pro-active strides to get their credit spruced-up and raise their credit scores".
 
     Fence-sitting potential home buyers.  Is that you?
 
     Fence-sitting potential home buyers.  If you're a real estate professional, do you recognize the description and have a few within your database?   I know I do ... and I constantly search for ways to address the concerns that so many fence-sitters have.
 
     But we lenders and real estate agents can blog, preach, explain, supply statistics and facts until we're blue in the face ... but currently, many potential home buyers are NOT listening.  Others, though listening, appear afraid and unable to take that leap "off the fence".
 
     I personally have written multiple blogs addressing the COSTof waiting to buy a home in the current market.  I've supported my blogs and opinions with actual facts and figures.  Showcased math and equations to back the advice up.  I believe they prove that it is wise to buy now or soon ... should you WANT to buy (and have the financial and credit ability to do so)
 
     I try to motivate home buyers that have fears and are experiencing confusion about today's housing market and mortgage lending to  ASK QUESTIONS.  Urge them to dip their toes in the proverbial educational water, at minimum.  Still, there are so very many potential home buyers that don't.   That remain confused.
 
     The whole situation reminds me of a scene in one of my favorite movies, "The Jerk", starring Steve Martin.  Maybe you've seen it ... but in the scene, Martin plays a gas attendant.  (Remember those?)  As he's standing next to a rack of cans, they start to explode and leak.  The reason for the "exploding and leaking" cans is OBVIOUS to others, but he doesn't .. and can't .. seem to grasp the why of it.
 
THESE CANS ARE DEFECTIVE !!!!
1979 THE JERK, PHONEBOOK SNIPER
 
    
 
     Do you also see the similarities in the situations of which I speak?
 
     Of course, everything eventually works out positively for "The Jerk".  But financially ... will it play out as well for potential home buyers that currently "sit on the fence"?  Or will they miss out on a window of opportunity?
 
     Hopefully the pro-active decision is made to seek further education regarding the home buying and mortgage process,  personal financial and credit status, and also the realities of buying a home within the present market. 
 
     I know I hope to hear from all potential home buyers that choose to do so.
 
 
 
     *  Should you have questions concerning your ability to buy a home in Illinois, Chicagoland, or across the country, regarding your credit status, or be in need of mortgage advice or service ... please contact me.  I will be happy to work with you, answer your questions, and fulfill your lending needs.  I can be found at:
Direct:  815.277.4036     Cell/Text:  708.921.6331     Email: gene@chicagobancorp.com
Website: http://www.genemundt.com/     Skype:  630.219.1316

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Gene Mundt

Regional Manager - Mortgage Lender

American Portfolio Mortgage Corp.

                                                                    Personal NMLS #216987

NMLS # 175656

 

Gene Mundt, Mortgage Lender, a Lender with 36 years of #mortgage experience, will offer you exemplary mortgage service and advice when seeking:  #Conventional, #FHA, #VA, #Jumbo, #USDA, and Portfolio Loans in #Chicago and the greater Chicagoland region, including:  The #Lincoln-Way Area, #Will County, (#New Lenox, #Frankfort, #Mokena, #Manhattan, #Joliet, #Shorewood, #Crest Hill, #Plainfield, #Bolingbrook, #Romeoville, #Naperville, #Wilmington, #Peotone, etc.), #DuPage County, the City of Chicago, #Cook County, and elsewhere within IL.  Gene Mundt, Mortgage Lender can be contacted at: 

815.524.2280 or via his email: gmundt@goapmc.com.

Contact Gene Mundt, Mortgage Lender soon!

Sometimes the Message IS Obvious and the Time to Buy IS Right..
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In a recent blog, "My Best Summer Crop? Potential Home Buyers with Newly-Approvable Credit", I wrote.. "So while some others, perhaps more immediately credit-worthy future home buyers, were eyeing-up the market.. playing the waiting game.. more