My best Summer crop? It's Also Good News!
Potential Home Buyers with Newly-Approvable Credit ...
While going over my databases this last weekend, I unearthed exciting news not only for myself, but for my referral partners too. I've been tracking the progress of many clients that were in a specific category of potential home buyer ... that being 
the "near miss" credit category.
What's a "near miss"?
When they first contacted me for mortgage information, these potential homeowners were close to being able to buy a home. They were on the target for loan-approvable credit, but just not a "bullseye" yet.
So while some others, perhaps more immediately credit-worthy future home buyers, were eyeing-up the market ... playing the waiting game ... hoping that prices would drop further ... playing Russian-roulette with interest rates ... these "near miss" buying hopefuls were making pro-active strides to get their credit spruced-up and raise their credit scores.
How were they accomplishing this?
Together, their representing agents or attorneys and I "planted" seeds. The seeds were their "near miss" home buying clients that needed just a bit of water, some close attention, and the right "fertilizer" to blossom into credit-worthy and credit-approvable home buyers. The fertile ground we planted them in? My New Leaf credit-improvement program.
And this New Leaf program is reaping very positive results, as evidenced by my database stats and review this weekend. I have FHA home buyers that, after entering the New Leaf program, have jumped their mid-credit scores above 640, simply by opening up a secured credit card, utilizing and making the correct payments, and following the guidelines set down for them.
USDA hopefuls (in the Chicagoland collar counties) have performed much the
same and now have approvable 620 or greater middle credit scores as well. I find that very exciting! It proves that with the right direction and assistance people CAN and WILL improve their financial standing and improve their credit scores.
Other proof of "near miss" buyers making vital improvements were evidenced while I reviewed my databases. And just as predicted, their improvements in credit scores had happened the very next month after initiating the New Leaf program.
Proof of their success? They had Pre-Approval Letters in hand and are now actively searching for a home with an agent. Many of these newly-active approvable home buyers once assumed that their credit would prevent them from seeking a new home for at least a year. They mentally had put their dreams on hold. But as evidenced by the information and statistics in front of me, that assumption was (happily) wrong.
So I strongly suggest ... If someone hoping to buy a home at any point in the future, but facing credit issues ... contact me. If an agent or attorney working with someone presently in that financial situation, contact me.
"Near misses" can be cultivated into viable, ACTIVE home buyers with the proper attention, care, and "fertilizer". I will provide all of those vital ingredients and guide and assist "near miss" home buyers through my Chicago Bancorp New Leaf credit-improvement program.
"Near misses" can become a "bumper crop" of successful home buyers ...
* Please contact me today should you have any questions regarding mortgages, credit, credit-repair, mortgage service, or my New Leaf credit-improvement program. I'll be happy to answer your questions and provide the service and guidance you need. I can be reached at: Direct: 815.277.4036
Cell/Text: 708.921.6331 Email: gene@chicagobancorp.com
Skype: 630.219.1316 Website: http://www.genemundt.com For a NO Cost No Oblilgation Mortgage Consultation: http://www.genemundt.com/Mortgage-Consultation.html
Gene Mundt, Sr. Vice President
Personal NMLS #216987
The Federal Savings Bank
1823 Centre Point Circle, Naperville, IL 60563
Now on Skype! 630-219-1316
