What do you think of when you think of Spring?
Warmer weather .. budding trees ... plants popping up. Newborn animals ... grass turning green ... kids outside playing again ... adults out sprucing up their yards. They all come to mind. But to me, nothing says Spring like Baseball. The two are simply synonymous.
I guess it's not surprising then, that for someone that makes his living in the real estate mortgage industry ... the Spring Real Estate Market always takes on the feeling of a new baseball season. I view it as a time of renewal for the housing market and homeowners, just as it is for baseball players and fans. There's an aura of hope ... of energy to the Spring home sales market and to baseball that is definitely shared.
So ... during this Spring home sales season, my mortgage "team" is ready to go to "bat" for you!
I'm the "skipper" of the team, but I certainly do not deliver "grand slam" loan service and successful loan closings for home buyers and referral partners all by myself. No! I have a full roster of mortgage professional "all-stars" that assist in doing that. I've got the best "team" .. and I thank them for that!
I'd like to introduce them to you here, so you know them by name and face when you speak and work with them in the future. Here's the "starting line-up" for the Gene Mundt Professional Mortgage Lending Team. This picture was taken in my office/dug-out:
Gene Mundt, Sr. Mortgage Banker, Sales Manager - Skipper/Pitcher
Stephanie Hickman, Chicago Bancorp Operations Manager - Infield, Left
Mike Belmont, Associate Banker Manager - Outfield, Center
Ron Hudec, Associate Banker - Outfield, Left
Angela Rebarchik, Loan Analyst - Outfield, Right
Cherry Lubrin, Loan Analyst - Infield, Right
Buyers are "scouting out" hot new housing deals with renewed interest this Spring. The phones have been ringing and that's exciting! Returning Tax Refunds are already in play for some home buyers and can be put to good use for savings, downpayments, closing costs, or remodeling projects.
A new Credit Improvement Program is in place through Chicago Bancorp. Our New Leaf Credit Solutions and Improvement Program can help "hit a homerun" for those homeowners that may be facing credit challenges presently, but hoping to "stay in the game" and buy a home in the future.
I've called-up the best players in our league to "assist" with Special Loan Products that will enable home buyers to "sweep" up REO Deals. (For info on how to find Real Estate Owned (REO) properties for purchase, please contact me.)
My "big league" financing programs and services include:
- Homepath Financing: Conventional, No Appraisal, No Mortgage Insurance Loans on Fannie Mae REO properties.
- FHA: $100 Down Program for HUD-owned REO's
- IHDA: Low Down Payment, FHA Loan Programs
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Asset-based Loans: No Income Verification, No Credit Check, Non-Recourse, low interest rate (2.5% - 5.5%) depending on the asset pledged. Perfect for investors and those purchasing commercial, in business, organizations, or growing charities.
There are many other mortgage programs that I, and my team, can offer my clients and referral partners through Chicago Bancorp. "Gear Up!" for this Spring's Market and real estate season now and enjoy the warmer weather ahead (and maybe watching a few baseball games on TV) in your new home.
* If you are thinking of buying a home or refinancing your current loan, and live in the Chicagoland and Illinois area, please contact me for information and assistance. I will be glad to put my 35+ years of experience, knowledge, and expertise to work for you. You can reach me through my Direct Office Number: 815.277.4036, Cell/Text: 708.921.6331, Email: gene@chicagobancorp.com, or my website: www.genemundt.com.
Gene Mundt, Sr. Vice President
Personal NMLS #216987
The Federal Savings Bank
1823 Centre Point Circle, Naperville, IL 60563
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